I am a Mortgage and Protection advisor with access to a comprehensive panel of lenders serving clients in Monmouthshire and beyond. I have many years of experience in the mortgage industry, working for national companies and smaller practices before joining Morgan Financial Services, several years ago.

After serving in the Royal Navy as a Submariner for a number of years I decided to take a completely different career path and chose Financial Services. I started working for a national estate agency chain (the same as Phil Morgan) and spent a number of years advising clients on the most suitable mortgages for their house purchase. I later joined an IFA practice in Bristol and set up their own in house mortgage desk offering bespoke solutions to Company Directors around the UK. This was quite a challenge as their income streams were very diverse and required a thorough understanding of lenders requirements for the self-employed.

A few years later Phil and I crossed paths and find ourselves working together again. I have always enjoyed arranging mortgages as every case is different and no two clients are ever the same so every day is a new challenge.