Remortgages

Switch. Save. Smile.

Finding the right mortgage deal for you

With all that paperwork the process can appear a daunting task, one that we always promise ourselves we will get round to but rarely do, well with your dedicated advisor it needn’t be a hassle. So what do you need to know before you seriously consider remortgaging?

Where to start?

The first step is to contact us and we can advise you on the most suitable remortgaging options and rates available to you. We will work with you to check the terms and conditions of your existing mortgage. These will explain whether you are tied-in to your mortgage deal or if there are any early repayment charges. Then we can help you decide if it is worth switching to a different rate or staying with your existing lender for now.

How do I apply?

We will, of course, guide you through the whole remortgaging process, this will include getting an early repayment statement (sometimes called a mortgage redemption statement) from your existing lender, telling you how much you owe including any hidden charges or penalties. Together we will complete an application form for your new mortgage, plus provide any supporting information the lender may require. Your new lender will then value your home, do some checks, and subject to all the paperwork being acceptable, the lender will issue a mortgage offer which will contain the amount of the mortgage and the terms that they will offer you. *Solicitors will need to be instructed at this point to arrange the legal documentation, leading through to completion of the loan. (A lot of the deals we can offer come with Free Legals) this will help keep costs down for you.

*These services are provided by third parties for Morgan Financial Solutions customers who work closely with our advisors

How long does it take?

The whole process should take between 3-6 weeks to complete however this may vary from customer to customer.

Mortgage Services

We help you get the keys to your future.

Every Step Of The Way

We support you every step of the way. From the first consultation to receiving your keys, our team is there to guide you, handle the details, and provide expert advice ensuring a smooth, stress-free journey tailored to your individual needs

Competitive Fees

we believe professional mortgage and protection advice should offer real value. That’s why we provide competitive, transparent fees with no hidden surprises. Our focus is on delivering expert guidance, personalised support, and solutions tailored to your needs helping you feel confident that you’re receiving excellent service at a fair price.

Free Consultations

We offer free consultations to help you explore your options with no pressure. This initial meeting allows us to understand your goals, answer your questions, and provide clear, honest guidance giving you the information you need to make confident financial decisions from the very start.

Talk with a mortgage and protection adviser.

Our experienced mortgage and protection advisers are here to guide you every step of the way. Whether you’re buying your first home, remortgaging, or looking to protect your family’s future, we provide clear, tailored advice designed around your individual needs and circumstances.